Quick answer Identify the financial product or service you have a problem with. Gather all relevant documents and details about your issue. Visit the CFPB website to submit your complaint online. Clearly and concisely explain your problem and what resolution you seek. Submit your complaint and await a response from the company. You can also…
Quick answer Merchants typically have 30-45 days to respond to a credit card dispute, though this can vary by card network. The cardholder usually has 120 days from the statement date to initiate a dispute. Your bank or card issuer will investigate and may issue a provisional credit while reviewing. A merchant’s failure to respond…
Quick answer Search national databases like the National Association of Unclaimed Property Administrators (NAUPA). Look for unclaimed funds from old bank accounts, uncashed checks, or forgotten insurance policies. Gather identifying information to prove ownership, such as your Social Security number and previous addresses. Be wary of scams; legitimate claims departments will never ask for upfront…
Quick answer Sam’s Club offers tax-exempt purchasing for qualifying organizations and individuals. You’ll need to complete a Resale Certificate (or exemption form) specific to your state. This form confirms you will use purchased items for resale or for specific tax-exempt purposes. The completed form must be submitted to Sam’s Club and may need to be…
Quick answer Escheated funds are unclaimed property held by a government entity. You can search for unclaimed property through state treasurers’ offices or national databases. To claim funds, you’ll typically need to fill out an application and provide proof of identity and ownership. Be prepared to wait, as the process can take several weeks or…
Quick answer Pawn shops generally have a holding period before they can sell your item, typically lasting 60 to 90 days, but this can vary by state. You have the right to redeem your item by paying the full loan amount plus interest and fees before the holding period ends. If you don’t redeem your…
A speeding ticket can feel like a sudden financial blow, but its true cost extends far beyond the initial fine. Understanding all the potential expenses and consequences can help you make informed decisions about how to handle a ticket and mitigate its long-term impact. Quick answer The cost of a speeding ticket includes the initial…
Quick answer Unclaimed property is money or assets held by a business or government agency that are rightfully yours but you haven’t claimed. Most states have a central website where you can search for unclaimed property. You’ll typically need to provide identification and proof of ownership to claim your property. The process is usually free,…
Quick answer Understand that class action lawsuits aim to compensate many people for a shared harm. If you received a notice, it likely contains instructions and a deadline for claiming your share. You may need to submit a claim form online or by mail, providing proof of your eligibility. Be aware of potential deadlines, as…
Quick answer Search online through your county or municipal court’s website. Contact your local courthouse directly by phone or in person. Check with the Texas Department of Public Safety (DPS) for outstanding warrants. Be aware that some traffic violations may not appear immediately online. Note down any citation or case numbers for easier tracking. Keep…