Convenient Ways to Order Checks Online

Quick answer

• Many banks allow you to order checks directly through their online banking portal or mobile app.
• If you’re not ordering from your primary bank, reputable third-party check printers offer a wide variety of designs and customization options.
• Compare prices between your bank and online printers, as costs can vary significantly.
• Ensure you have your bank’s routing number and your account number readily available.
• Be aware of shipping times and costs when placing your order.
• Always double-check the accuracy of your printed name and address on the sample before confirming.

Who this is for

• Individuals who prefer using physical checks for certain transactions.
• Those looking for a faster and more convenient alternative to ordering checks in-branch.
• People who want to explore different check designs beyond their bank’s standard offerings.

What to check first (before you act)

Your banking relationship

Before ordering checks, confirm if your current bank offers an online ordering system. Many financial institutions integrate this service directly into their online banking platform or mobile app, making it a seamless process. If your bank doesn’t offer this, or you’re looking for more options, you’ll need to consider third-party vendors.

Available account information

You’ll need specific details to order checks. This includes your bank’s routing number and your checking account number. This information is typically found at the bottom of your existing checks or on your bank statement. Ensure you have this accurate information before you start the ordering process to avoid delays or errors.

Current check supply

Assess how many checks you have left and your typical monthly usage. This will help you determine if you need a rush order or if you have time to wait for standard shipping. Ordering too many can lead to waste if your banking information changes, while ordering too few can leave you in a pinch.

Budget for checks

Check prices for new checks. While many banks offer basic check designs at a reasonable cost, custom designs or special features can increase the price. Third-party printers often have competitive pricing, but it’s wise to compare. Factor in shipping costs as well, as these can add to the overall expense.

Step-by-step (simple workflow)

1. Identify your preferred ordering method

What to do: Decide whether you’ll order through your bank’s website/app or a third-party check printer.
What “good” looks like: You’ve chosen the most convenient and cost-effective method for your needs.
A common mistake and how to avoid it: Assuming your bank is the cheapest. Avoid this by comparing prices with at least one reputable third-party printer before committing.

2. Gather necessary information

What to do: Locate your bank’s routing number and your checking account number.
What “good” looks like: You have the correct numbers ready to input.
A common mistake and how to avoid it: Using outdated information from an old check or statement. Avoid this by confirming the numbers are current, especially if you’ve recently switched banks or account types.

3. Access the ordering platform

What to do: Log in to your bank’s online portal or navigate to the chosen third-party check printer’s website.
What “good” looks like: You are on the correct page to begin the check ordering process.
A common mistake and how to avoid it: Landing on a fraudulent or unofficial website. Avoid this by ensuring the website URL is correct and secure (look for “https://” and a padlock icon), especially when using third-party sites.

4. Select your check style and quantity

What to do: Browse available designs and choose the quantity of checks you wish to order.
What “good” looks like: You’ve selected a design you like and a quantity that suits your usage.
A common mistake and how to avoid it: Choosing a design that might be unprofessional for business use or too flashy if you prefer simplicity. Avoid this by considering where and how you’ll use the checks.

5. Input your personal and banking details

What to do: Carefully enter your name, address, routing number, and account number as prompted.
What “good” looks like: All fields are filled out accurately.
A common mistake and how to avoid it: Typos in your name or address, or incorrect routing/account numbers. Avoid this by proofreading every single character before proceeding.

6. Review and customize (if applicable)

What to do: Double-check the preview of your checks, including your name, address, and any other printed information. Add any desired features like a logo or special numbering.
What “good” looks like: The preview perfectly matches your expectations.
A common mistake and how to avoid it: Overlooking a small error in the preview. Avoid this by reading every line of text and confirming the starting check number is what you want.

7. Choose shipping options and payment

What to do: Select your preferred shipping method and enter your payment information.
What “good” looks like: You understand the shipping timeline and cost, and your payment is secure.
A common mistake and how to avoid it: Not factoring in shipping time, leading to a shortage of checks. Avoid this by checking the estimated delivery date and ordering well in advance of when you’ll need them.

8. Confirm your order

What to do: Review the order summary one last time and submit your order.
What “good” looks like: You receive an order confirmation email with all the details.
A common mistake and how to avoid it: Submitting without a final review, which could lock in errors. Avoid this by treating the confirmation screen as your absolute final chance to catch any mistakes.

Common mistakes (and what happens if you ignore them)

Mistake	What it causes	Fix
Ordering from an unofficial website	Financial loss, identity theft	Always verify website URLs and look for security indicators.
Incorrect routing/account numbers	Checks will be rejected, potential fees	Double-check numbers against a reliable source (bank statement/card).
Typos in name/address	Checks may be returned, delays	Proofread all printed information meticulously before submitting.
Ignoring shipping times	Running out of checks, writing NSF checks	Factor in delivery time and order well in advance.
Not comparing prices	Overpaying for checks	Get quotes from your bank and at least two third-party printers.
Choosing inappropriate designs	Unprofessional appearance for business	Select designs that align with the intended use of the checks.
Not checking the preview	Errors appear on printed checks	Review the digital proof carefully for any inaccuracies.
Overlooking hidden fees	Unexpected costs	Read all terms and conditions regarding fees and shipping.
Ordering too many checks	Waste if banking information changes	Order a quantity that matches your typical usage and anticipated needs.

Decision rules (simple if/then)

• If you are comfortable with your bank’s standard check designs and pricing, then order through your bank’s online portal because it’s often the most straightforward method.
• If you want unique designs or better pricing, then explore third-party check printers because they offer more variety and competitive rates.
• If you need checks urgently, then choose expedited shipping, but be prepared for higher costs.
• If you are ordering for a business, then ensure the design is professional and includes necessary business information, because presentation matters.
• If you’ve recently changed banks or account numbers, then verify your routing and account numbers with your bank before ordering, because using old information will cause issues.
• If you are unsure about a third-party vendor’s legitimacy, then check customer reviews and look for secure payment options, because protecting your financial information is paramount.
• If you want to save money, then order a larger quantity of checks, because the per-check cost often decreases with bulk orders.
• If you are concerned about security, then opt for checks with enhanced security features, because these can help prevent fraud.
• If you want to track your order easily, then choose a vendor that provides tracking information, because this allows you to monitor delivery progress.
• If you are ordering personalized checks, then carefully review the preview for spelling and accuracy, because errors on the final product cannot be undone.

FAQ

How long does it take to get checks ordered online?

Standard shipping typically takes 7-14 business days, but this can vary by vendor and your location. Expedited options are usually available for an additional fee.

Can I order checks with my new bank account online?

Yes, once your new account is active and you have the correct routing and account numbers, you can order checks online through your bank or a third-party printer.

What if my name or address is spelled incorrectly on the preview?

If you catch an error in the preview, do not submit the order. Go back and correct the information. If you’ve already submitted and realized an error, contact the printer immediately.

Are online check printers safe to use?

Reputable online check printers are generally safe, especially those affiliated with major banks or well-established companies. Always ensure the website is secure and read reviews.

What is the difference between ordering from my bank versus a third-party printer?

Banks usually offer basic designs and may have higher prices. Third-party printers often provide a wider array of designs, customization options, and potentially lower costs, but require more diligence in choosing a vendor.

Do I need my old checks to order new ones online?

You don’t need your old checks themselves, but you do need the routing and account numbers that are printed on them or available from your bank.

Can I order business checks online?

Yes, most banks and third-party printers offer a selection of business checks, often with options for logos and specific business account information.

What this page does NOT cover (and where to go next)

• Digital payment alternatives: Information on using Zelle, Venmo, PayPal, or other peer-to-peer payment apps.
• Check writing best practices: Guidance on how to properly fill out checks to avoid errors and fraud.
• Check cashing services: Details about where and how to cash checks if you don’t have a bank account.
• Stop payment orders: Information on how to cancel a check that has already been written.
• Bank account management: Comprehensive advice on choosing and managing checking and savings accounts.